About RiskFootprint™

1. Enhanced Environmental Due Diligence
   1. Challenge: Traditional ESA Phase 1 reports overlook physical hazards like floods and wildfire.
   2. Solution: RiskFootprint™ supplements due diligence by identifying site-specific exposure to 35+ hazards – supporting the ASTM Property Resilience Assessments and helping lenders avoid stranded asset risks.
2. Risk-Based Loan Pricing and Terms
   1. Challenge: Loan rates and insurance reserves often don’t reflect the true hazard profile of a property.
   2. Solution: Use RiskFootprint™ insights to adjust interest rates, LTV ratios, or require resilience measures before closing for properties in high-risk zones.
3. Green and Resilience-Linked Loan Qualification
   1. Challege: Lenders struggle to verify property-level alignment with ESG and Resilience Objectives.
   2. Solution: RiskFootprint™ assessments can validate eligibility for green loans or resilience-linked credit – supporting internal policies, investor mandates, and regulatory scrutiny (e.g., ESG-type alignment).
4. Portfolio-Level Risk Scoring and Screening
   1. Challenge: CRE portfolios (loan and asset) lack systematic hazard exposure scoring.
   2. Solution: Batch-assess thousands of properties using the RiskFootprint™ API to identify hot spots, under-diversified exposures, or high-risk collateral.
5. Resilience Planning and Mitigation Tracking
   1. Challenge: There’s no visibility into which buildings are vulnerable – or improving.

Solution: RiskFootprint™ provides clear starting points for resilience retrofits, and, it can track improvements over time to demonstrate risk reduction, which is key for long-term asset performance and compliance.

What makes RiskFootprint™ different from other SaaS hazard or climate risk tools?

RiskFootprint™ is the only report that combines:

✅ Swiss Re/Fathom flood maps for accurate, property-level inundation data
✅ Finished Floor Height (FFH) estimates from True Flood Risk for flood vulnerability assessment
✅ FEMA National Risk Index (NRI) scores and Expected Annual Losses (EAL) at census tract level
✅ NOAA/NASA tidal flooding and storm surge projections
✅ Community resilience metrics, including CRS scores for flood insurance discounts
✅ Future climate modeling using 32 global climate models downscaled via LOCA

📊 This combination of exposure + vulnerability + value-at-risk is unique in the U.S. market.

What is the value of a RiskFootprint™ report?

It empowers property stakeholders—including owners, investors, insurers, and lenders—to:

• Identify and prioritize both physical hazards, extreme weather and climate risks
• Guide investment in resilience and mitigation
• Improve underwriting and insurance decisions
• Support due diligence during property acquisition
• Communicate risk clearly with evidence-based metrics

How does RiskFootprint™ align with the new ASTM E3429-24 Property Resilience Assessment Standard?

RiskFootprint™ fully satisfies Stages One and Two of the ASTM E3429-24 PRA process:

• Stage One – Hazard Exposure Assessment: Comprehensive hazard screening from federal, academic, and proprietary data sources
• Stage Two – Vulnerability Assessment: Includes FFH data, flood depths, and Expected Annual Losses (EALs) for 18 natural hazards.

This alignment enables evidence-based decision-making and satisfies insurer and investor due diligence requirements.

How is the Risk Summary Snapshot presented?

The first page of every RiskFootprint™ report includes a Risk Summary Snapshot—an Excel-style matrix of qualitative scores (High/Medium/Low) for:

• 11 current hazards
• 4 future climate impacts
• Aggregated property and neighborhood risk scores

This visual format highlights risks quickly and intuitively.

What sources of data power the RiskFootprint™ report?

RiskFootprint™ integrates best-in-class data from:

• Swiss Re/Fathomflood maps (pluvial, fluvial, coastal)
• True Flood RiskFFH AI models
• FEMAFlood maps, National Risk Index (NRI) 18 natural hazards
• NOAA/NASAstorm surge and SLR projections

EPA, USGS, NRCS, ASCE, and others for hazard indicators

Can RiskFootprint™ be customized?

Yes. Flood risk assessments can be tailored by future year, emission scenario, or design requirement using Fathom’s Climate Dynamics framework. Contact us for custom evaluations.

Is RiskFootprint™ only for floods?

Not at all. While flood data is a core strength, RiskFootprint™ also covers:

• Earthquakes
• Wildfire risk
• Tornado frequency
• Air quality (10-year average)
• Hurricane strike probabilities
• Water stress and more

Is RiskFootprint™ available for any property in the U.S.?

Yes. Reports are available for any address in the U.S., including Alaska, Hawaii, and Puerto Rico. Reports can be purchased online or via annual dashboard subscription.

How does RiskFootprint™ support insurance and investment decisions?

By providing quantitative, location-specific data on:

• Expected Annual Loss (EAL) for 18 hazards
• Finished floor elevations
• Risk-adjusted climate forecasts
• Community risk scores

This supports accurate pricing, underwriting, and risk transfer decisions.

Where can I purchase or learn more about RiskFootprint™?

Visit www.riskfootprint.com to:

• Order residential or commercial reports
• Subscribe to the RiskFootprint™ Dashboard
• Contact our experts for advisory services or bulk solutions

What if my property shows high risks?

Our B-Resilient™ Solutions team can guide you through our six-step process to assess, prioritize, and mitigate your property risks cost-effectively.

Contact:
📧 customerservice@riskfootprint.com
📞 844-SEA-RISE (732-7473)